How is hail damaged appraise/estimated?
We had a terrible storm here last night. Most of you might have seen it on Good Morning America. Kearney Nebraska got the worst with tornado’s, we live 15 miles away and got the hail. Our Suburban hood, roof, and left side is dent stricken. I got ripped off once by my insurance company when it came to hail damage. I actually had to point out some of the dents to the appraiser. How is hail damage appraised? What do some of you think this might be worth if the hood, roof, and lightly on the right side is covered in dents?
I just don’t want to be taken again is all. I pay my insurance faithfully and have been with the same company for 16 years. I’ve paid my share to not be taken again.
I was to shy before to speak up but not this time but I need information to help back myself up. Any idea’s?
Thanks Everyone for reading and please pray for the people 15 miles from us who have lost homes and over 11,000 people are out of power right now. God Bless…
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2 comments
Wife2D Mom2A on October 2, 2009 at 9:37 am
An adjuster or body shop should estimate the damage. In all fairness, hail damage can be hard to see. Sometimes you have to tilt your head and look in a certain light.
If you can get paintless dent repair, thats the way to go and is cheaper. If the paint has been chipped by the hail, then that’s not an option.
As far as the amount of damage, the dents run about $100 a piece to pull out here in Ohio. Some are more, some are less. I have seen cars totaled out due to hail. If your car is old and the prices are the same where you live, then the car being totaled is a possiblity.
mbrcatz17 on October 2, 2009 at 9:37 am
It’s appraised, by the body work it takes to get it fixed.
Take it to a body shop, and get the estimate. Keep in mind, your comprehensive deductible will apply.