Do they have insurance? What happens during a flood, tornado, fire etc?
What about robbery?
Does the bank collect insurance on a robbery does the companybsimply lose that money as an expense?
Is it determined by the amount lost? Is there a deductible?
What happens when a bank loses cash?
These facts have all been discussed or commented on throughout all the media outlets. Please no bashing or comparisons–just interested in people’s opinion about the following——How was this bill, going to lower my health costs when there would be a 40% tax on my premium?————-Why does this bill state that the benefits were not start until 2014 if it is so important to get it passed now?——-If this bill is the best thing for all Americans, then why were the unions exempt from paying that 40% tax?———–If this bill is good for America, why are the politicians exempt from participating in it?———-The clause that states all people can get health insurance without pre-existing conditions, why would people buy it until they get sick or need cancer treatment or heart surgery? It is like not having to pay for homeowners insurance until the tornado struck.——- These points were well documented every where, I just wanted your take oon them–again–no bashing
I’m seriously considering moving there (from the U.S.) so please answer only if you know for sure from personal experience:
1. Is New Zealand Anti-American? Are there negative feelings towards the U.S. or people who come from there to visit or live? I have heard that there is, and that it is somewhat of a trend.
2. What is the weather like in New Zealand? What are the seasons and average conditions for each time of year? What are the weather concerns (hurricanes, tornadoes, etc.)
3. What are job wages like? Is there a minimum wage? What is the average annual income and what do you think you’d need to live comfortably there?
4. I’ve heard that Emergency health care and basic things are covered freely for all citizens, but that you have the option to also have private health insurance on top of that? Is that true? Is the health care system good?
5. What are the downsides to New Zealand? What are their political, social, etc. problems?
6. Where are the best places to live in New Zealand, what areas are the prettiest?
7. Are clothes and food expensive, as I’ve heard quite often?
Thank you so much to any who can answer!
Also, just out of curiosity, do vehicles drive on the right side of the road (like the US) and is the wheel and driver’s seat on the left side of the car? lol thanks.
I ask because in every single insurance policy there is always a mention of hurricanes, earthquakes, tornadoes and the like as ACTS OF GOD. You couldn’t very well include ACTS OF GOD in a policy if YOU DON’T BELIEVE IN GOD, now can you? So can I safely assume that no atheists work in the insurance business? After all, how can you attribute all these terrible things to the God you do not believe in?
I’ll be honest. I’m messy, destructive, and quite possibly a tornado pressed into a body. I tend to break things, take actions without thinking, and get caught up in all my chaos.
Today, I woke up, and I went to wipe my glasses. I snapped one of the temples right off. Then, later that day, I decided I wanted to clean up my Itunes and my email. I was given an Itunes card. Excited, I reached for the first sharp object I could find that would eradicate that irritating silvery stuff form my Itunes card so I could use it. I scratched the code right off.
Thinking back on it, I’ve ruined numerous pieces of cheap jewelry that I love, dented a my Macbook Pro, ruined a shirt, spilled too much of my make-up out in my make-up box by knocking it over, and nearly ruined the carpet in my room by spilling some make-up on it…and now I have ruined my glasses and screwed up my Itunes card. I’ve done this all in one semester of school. And while I have managed to wriggle my way out of too horrendous repercussions, (things like protective coverings, choosing to buy CHEAP jewelry, and having decent health insurance have all saved my butt,) I know that one day my destructive tendencies will come back to bite me if I don’t change my ways.
How can I work on slowing down? What can I consciously do to keep myself from moving too fast and making silly mistakes? I know that messing things up can’t always be prevented, but oftentimes it can!
Tornado? Why in the Heck should Health Insurance be any different?
If you could, it is no longer Insurance, but a care plan! Like a maintenance agreement on an appliance or car. Even those require a check-up for pre existing conditions to be repaired at your cost Before coverage begins if the appliance is not new!
Ok, Fred, Your statement proves my point! If we are paying for it now, what is the rush to pass this monstrosity of a bill that NO ONE can claim to have read, and you know the President is not going to read before he signs!
No one is being denied critical care een if they are penniless,. Does the system need fixing? Yes! Cn the government make it better? My bet is a resounding HELL NO!
And would consider letting companies go hog wild and reduce EPA standards to create more pollution (such as the Bush administration) and create all forms of health hazards including cancers which cost tax payers and insurances much money. Ignoring all the billions in environmental damage that we have seen by hurricanes, forest fires, floods and tornadoes.
My mother passed away here in Indiana in March of this year. (God bless her soul, she was a special-needs teacher her whole life and touched so many lives, mine especially) she had no insurance. We paid her medical bills from her heroic fight against breast cancer, but cannot pay off her mortgage. The house is worth 100k, and a second mortgage is currently on the home. My sister and I have let my brother move into the home as he lost his job, and did not have a place his children could come and stay with him (wife left him). He has been making the 0 per month mortgage payment since March, and paying the utilities.
I have a grave concern, in that he reported to me the mortgage-holder came to the house and left a message for him to call them (he was named the executor of my Mother’s estate). In her will she gave everything to us equally… however, we were not on the title/ deed to the house, or on the second mortgage. The mortgage did not have an assumption provision, I know that, but it may have had a "due on death clause"… I cannot get a straight answer from my brother on that.
1. Can the bank foreclose on the property if the payments are made, as well as all taxes and insurance?
2. If something were to happen to the house, like a tornado destroyed it, would the insurance company be able to deny the claim because the policy holder is dead? (this worries me even if they cannot foreclose)
3. My brother told me that the estate was closed in July. In Indiana, I thought all of the debts had to be paid before that could happen. Could he be telling the truth? How could the court have missed the second mortgage on the house?
Thank you so much in advance and God bless you.
The common responce for atheist of why they feel God doesnt exist is because hes not visible.
answer: hes not visiable because thats the test God gives us. We need to have faith, trust, hope, and belief God is up there. Reason why we cant see him is becasue if He were to be visible, the test would be so easy that it wouldnt be a test. Then everyone easily goes to heaven and God wouldnt know who is true believers are and God would wonder if he were invisible, who would have faith that hes up there and worship him? What i mean is, people usually do forbidden things aka sinful things when there isnt "someone" there to witness it. However, God is putting us to the test. Secondly, I cant see your brain, so does that mean you dont have one. I cant see people’s souls so how do i really know its there?etc.
Who created the skies, the clouds, the ocean..if you dont believe it was God the creator, then i ask you can you create dirt for me and skies, clouds, water. no..didnt think so
My final question is why are you people allowing scientists crap to brain wash. Something but evolution..To prove evolution is a poor theory, who created monkey. can a scientist creat monkies, can a scientist creat dirt. Just becasue they can clone, people forgot who create the scientist. your answer would be the scientist’s mother right.well who created the mom and so furth..It was God.
Last but not least, the reason why we have tornadoes, deaths and sickness occuring..YES God has the power to solve and be the casue of this however, the sick people who becomes sick and thank God gets a better life in the herafter. We need these destruction and damages going around the world becasuse its a reminder how powerful God’s powers our, lets us knows whos God. And with a perfect life, no one will thank God. There will be no deaths in the world. So no one will be afraid of what they do, there will be no consequences. Where do you perfer to have a miserable life, in this world that gives us 80 years tops or the after life in heaven eternally. See heaven is a priceless place. The richest person in the world cant pay for heaven. Its the good deeds that you do that’ll get you to heaven. It annoyes me when someone is going through so little, ex(breakups, getting fired, loosing money, car, house,) and blaming their problems all on God. They still play the blame game. Ive been around the poorest people, with absoultely no family members, no friends, no money, no phone, no house, no insurance, no nothing, and i asked her if she felt like she has bad luck or something. she said no but all i can do is thank God i have eyes to see, ears to hear, and im able to move, and also a healthy body.She is so grateful and thankful for God. We should stop looking at all the negative things occuring and thank and look at all the postive we have. We should always look at the class under us not on top of us. And a reminder to everyone, this is not HEAVEN. So why do you expect the world to be perfect. The only perfect place to live a REAL life is in heaven, so we have to do good in the world in order to fill our obligations. Please. Please, for the people who are unable to say something nice, please dont comment this. Im not forcing anyone to read this.
This is what i truely believe if you have any polite questions i will more than happy to answer them and please stay on topic. Thanks for your time.
I have seen this very question posted on Yahoo Answers so many times; now I want to put an end to this debate/discussion once and for all! I am an American, born and raised here..lived in both the East Coast and West Coast of USA. I have travelled extensively all over the USA and Australia, too. Many people have said good things and bad things about both countries. Now, I will tell you what I think is really the truth. No B.S. First, the similarities between the USA and Australia: Both countries are about the same size (excluding Alaska, which is extremely cold and very barren). Both offer freedom,democracy, human rights, and both are multi-cultural societies (USA is mostly white, black, latino, and some Asians; while Australia is mostly white, Asian, and 2% Aboriginals). In Australia, you can go to a nice movie theatre and watch the latest American movies, goto the video store and rent American movies and listen to American music on your car stereo. Australia has just about EVERYTHING that USA has: Costco, Target, Lamborgini, BMW, Mercedes, you name it; even Google has an office in Australia. Both USA (NBA) and Australia (NBL) have pro-basketball leagues. In Australia, you have access to american culture without having to be in the USA. But, here are the differences:Australia has a very manageable 22 million people…the USA has over 300 million and growing fast. This is due to Australia’s isolation in the southern hemisphere and strict and controlled immigration policy. Australia wants "highly skilled" migrants (they go by a ‘points system’, and you need 120 points) and those who have at least a working knowledge of the english language….USA will basically take everyone, with skills or not. Having over 300 million people and growing in the USA causes many problems on the whole infrastrature: traffic getting worse, public transit getting crowded, work environment getting more stressful and demanding, more competition for jobs, and more friction between people. I feel USA is just getting too crowded now, and it’s projected to get to 400 million people by 2030! Australia’s climate is much better. Australia is sunnier, warmer and doesn’t get the terrrible weather that USA gets. USA gets freezing temperatures (the midwest can drop to 30 below zero), and snowstorms, a lot of tornadoes, hurricanes, wildfires, and places like California experience earthquakes. They’re talking about the "Big One" that has a 99% chance of hitting California within 20 years. About the worst that Australia gets are bushfires, and some flooding in the northern part of the country. Australia has a lot of "exotic" landscapes and thousands of miles of pristine beaches. Australia is an island-continent, and does not have a big problem with illegal immigration. There are anywhere from 8-20 million illegals living in the USA, maybe more, because USA shares a physical border with Mexico. USA has the highest violent crime rate in the developed world; in large part because there are 80-100 million guns in the U.S. and growing, due to the 2nd amendment (the right to ‘bear arms’) …in Australia guns are illegal, and so there are very few guns and gun crimes. The USA is a high stress environment….Australia is much more relaxed, and laid-back…and safer. I also think many Americans are arrogant people, and many Australians are friendlier. Australia’s Minimum Hourly wage is equivalent to $US 13.00, while in the USA it is less than .00/hr. Australia’s income tax is 30%, in the USA it’s 28%. Property Tax (on housing you pay every year) is thousands of dollars lower in Australia than in the USA! That is a major difference. In USA, most employees get 1-2 weeks vacation to start. In Australia, every full-time employee starts off with 4 weeks vacation, but if you work in the healthcare field or for the government, you start off with 6-8 weeks! And after 15 years, everyone gets what they call ‘long service leave’-you get 13 weeks(over 4 months) vacation on top of the 4-8 weeks annual leave you normally get. You get 17-21 weeks vacation after 15 years of employment! In Australia, everyone is covered under free public healthcare, but in the USA, tens of millions don’t have health or medical insurance. Aussies can retire at age 60-62, but in America, the retirement age is 65-67. There you have it. I was once a Proud American. Not anymore. I want to hear from Americans, especially from those that have lived in both countries. Tell me why USA is a better place to live than Australia. Come and Defend your country. I’m also interested in hearing from Australians who have lived in both countries, too. I want to hear what Aussies have to say about this topic.
Source(s): research and travel experience, and info from my Australian fiance’. I’m planning to move to OZ later this year!
It was well maintained, at least until the tornado. The finish and sound quality were still excellent.
Think about it. If Solar and Wind would work everywhere in the USA the Private Sector would Fund it as it would be a money maker. Hmmm No Private Sector wants to go near Solar and Wind and that is why our Government HAS to Fund it with our Tax Dollars.
Also, in the USA like Seattle which gets a tremendous amount of Rain which means no sun and no wind, how will it work there?
What about in other States where Hurricanes & Tornadoes are normal, Hail is normal, snow is normal etc……
How much is your Home Owners Insurance going to be to insure Wind Mills/Solar Panels once mother Nature destroys them?
WHERE are all the Cables/Wires going to be STORED FOR WIND MILLS not to mention all the Containers ?
Question:
Shouldn’t WE look into this further before ruining our Country with it and start using our own Natural Resources and Nuclear which is clean?
__________________________
ck4829 : reading your answer reminds me of what a POOR JOB the Republicans have to done to expose the propaganda you have written.
Education is Key to understanding and it’s Propaganda and Sound bites that have not allowed the USA to use it’s natural resources in a clean way.
Why is it that people complain about New Orleans getting rebuilt, because its below sea level, when other places are even in more danger, but people don’t seem to mind rebuilding there. What makes us less important then the rest of the country?
Maybe cause;
Partly it’s because the news media views New Orleans as a "bad news" story for the Bush administration. The media is campaigning for a Democrat to be the next President so nothing positive is ever reported about the federal efforts here. Watch for the change if a Democrat is elected in November (especially if it’s Hillary Clinton). The incoming Democrat will be given credit for "saving" New Orleans even before they take office in January.
Partly it’s because New Orleans has always been tolerant of alternate lifestyles, and that resulted in many hate sermons from "pastors" and "reverends" who said NOLA was destroyed for our sins. After all, the bars don’t have to close, stores sell alcohol on Sundays, and there are even strip clubs – obviously New Orleans DESERVED to be visited by the Wrath of God. Right?
Partly it’s because of out-and-out racism. The video of looters helped cement any stereotypes people elsewhere might already have.
Partly it’s because people think New Orleans is only about Jazz, Mardi Gras, and Bourbon Street. They don’t realize NOLA is an essential element of the USA’s critical national infrastructure and it CAN’T be moved. They also seem to think New Orleans is only the French Quarter (10 blocks by 13 blocks) and don’t realize it is a metro area with a population well over a million.
Partly it’s because of the awful performances by ex-Governor Blanco and Mayor Nagin. No one likes a loser. In this case, twin losers.
also
New Orleans is not below sea level. Most of the city and metro area are above sea level and the parts below are usually only a little below SL.
New Orleans is NOT prone to being hit by hurricanes and – despite at least one answer – has NOT been repeatedly flooded. The last hurricane to strike the city before Katrina was Betsy in 1965, which did not flood the city-proper. Before that was a storm in 1947 (hurricanes weren’t named until the 1950s), which also did not flood the city-proper.
New Orleans had a very high rate of flood insurance coverage at the time Katrina hit – one of the highest in the nation. I don’t know where this idea that "no one in New Orleans had insurance" comes from, but I see it all the time.
Katrina was the most powerful storm ever recorded to strike North America. It would have flooded any coastal city, but it happened to hit New Orleans.
Nowhere is without risk. New York, Baltimore, & Miami are much greater risk from hurricanes than New Orleans. Los Angeles and San Francisco have been rebuilt after multiple earthquakes. The Midwest is hit by tornadoes every year. Seattle has to worry about volcanoes and even Tsunamis. Florida is hit by hurricanes almost every year. And so on – but somehow ONLY New Orleans is "unworthy" of being rebuilt.
Go figure
I have seen this very question posted on Yahoo Answers so many times; now I want to put an end to this debate/discussion once and for all! I am an American, born and raised here..lived in both the East Coast and West Coast of USA. I have travelled extensively all over the USA and Australia, too. Many people have said good things and bad things about both countries. Now, I will tell you what I think is really the truth. No B.S. First, the similarities between the USA and Australia: Both countries are about the same size (excluding Alaska, which is extremely cold and very barren). Both offer freedom,democracy, human rights, and both are multi-cultural societies (USA is mostly white, black, latino, and some Asians; while Australia is mostly white, Asian, and 2% Aboriginals). In Australia, you can go to a nice movie theatre and watch the latest American movies, goto the video store and rent American movies and listen to American music on your car stereo. Australia has just about EVERYTHING that USA has: Costco, Target, Lamborgini, BMW, Mercedes, you name it; even Google has an office in Australia. Both USA (NBA) and Australia (NBL) have pro-basketball leagues. In Australia, you have access to american culture without having to be in the USA. But, here are the differences:Australia has a very manageable 22 million people…the USA has over 300 million and growing fast. This is due to Australia’s isolation in the southern hemisphere and strict and controlled immigration policy. Australia wants "highly skilled" migrants (they go by a ‘points system’, and you need 120 points) and those who have at least a working knowledge of the english language….USA will basically take everyone, with skills or not. Having over 300 million people and growing in the USA causes many problems on the whole infrastrature: traffic getting worse, public transit getting crowded, work environment getting more stressful and demanding, more competition for jobs, and more friction between people. I feel USA is just getting too crowded now, and it’s projected to get to 400 million people by 2030! Australia’s climate is much better. Australia is sunnier, warmer and doesn’t get the terrrible weather that USA gets. USA gets freezing temperatures (the midwest can drop to 30 below zero), and snowstorms, a lot of tornadoes, hurricanes, wildfires, and places like California experience earthquakes. They’re talking about the "Big One" that has a 99% chance of hitting California within 20 years. About the worst that Australia gets are bushfires, and some flooding in the northern part of the country. Australia has a lot of "exotic" landscapes and thousands of miles of pristine beaches. Australia is an island-continent, and does not have a big problem with illegal immigration. There are anywhere from 8-20 million illegals living in the USA, maybe more, because USA shares a physical border with Mexico. USA has the highest violent crime rate in the developed world; in large part because there are 80-100 million guns in the U.S. and growing, due to the 2nd amendment (the right to ‘bear arms’) …in Australia guns are illegal, and so there are very few guns and gun crimes. The USA is a high stress environment….Australia is much more relaxed, and laid-back…and safer. I also think many Americans are arrogant people, and many Australians are friendlier. Australia’s Minimum Hourly wage is equivalent to $US 13.00, while in the USA it is less than .00/hr. Australia’s income tax is 30%, in the USA it’s 28%. Property Tax (on housing you pay every year) is thousands of dollars lower in Australia than in the USA! That is a major difference. In USA, most employees get 1-2 weeks vacation to start. In Australia, every full-time employee starts off with 4 weeks vacation, but if you work in the healthcare field or for the government, you start off with 6-8 weeks! And after 15 years, everyone gets what they call ‘long service leave’-you get 13 weeks(over 4 months) vacation on top of the 4-8 weeks annual leave you normally get. You get 17-21 weeks vacation after 15 years of employment! In Australia, everyone is covered under free public healthcare, but in the USA, tens of millions don’t have health or medical insurance. Aussies can retire at age 60-62, but in America, the retirement age is 65-67. There you have it. I was once a Proud American. Not anymore. I want to hear from Americans, especially from those that have lived in both countries. Tell me why USA is a better place to live than Australia. Come and Defend your country. I’m also interested in hearing from Australians who have lived in both countries, too. I want to hear what Aussies have to say about this topic.
Source(s): research and travel experience, and info from my Australian fiance’. I’m planning to move to OZ later this year!
This is what I hear the most.
Why do people in the south say god was behind people illnesses? Like god gave that man a heart attack, as if they think his obesity and love for cheeseburgers has nothing to do with it. His high cholestoral is not at fault. They act completely oblivious to ANY scientific reason.
Another question since I dont want to waste 10 points.
Why do people also blame things like hurricanes, tornados, etc on God? Then when these peoples houses are destroyed by them the insurance companies say its an "act of God" therefore they can screw as many people out of money as they want. Again oblivious to ANY scientific reason.
But why dont people use logical and scientifical reasoning for these things?
Correct me if Im wrong but werent alot of people not being compensated for Katrina?
Leslie G its people like you that I tutor in Biology, Earth Science, and other science. If I felt like it, I could give you a million and one scientific reasons weather occurs and im pretty sure God didnt make them, thatd be a little to complicated.
And I was born and raised for 12 years in TN but I am not a hick, im not ignorant, and I actually dont have an accent anymore. The reason im not going back is I cant stand the stupidity of the majority.
for insurance companies to drop you and then you’ll have higher premiums for the next bloodsucker! I was just dropped by State Farm and to put it plain and simple…..for 2 tornadoes, a car the caught fire on the xpress way, exploded water heater, burst UPSTAIRS washer that leaked. I’m not stupid…….these are major claims, but not ONE SINGLE CLAIM IS MY FAULT!!! I just hate the fact that companies take my money like i’m just SUPPOSED to give it to them happily. Now if I didn’t NEED insurance and had to fix it on my own, then fine, but its the law to have it…..where are the laws for these bastards and what can I do outside of going to my state’s insurance commish (Tenn.) and complaining just so my complaint can get shoved in a dark hole in some file cabinet??!??!? Thanks in advance, sincerely
-one pissed off bill payer
Why is it that people complain about New Orleans getting rebuilt, because its below sea level, when other places are even in more danger, but people don’t seem to mind rebuilding there. What makes us less important then the rest of the country?
Maybe cause;
Partly it’s because the news media views New Orleans as a "bad news" story for the Bush administration. The media is campaigning for a Democrat to be the next President so nothing positive is ever reported about the federal efforts here. Watch for the change if a Democrat is elected in November (especially if it’s Hillary Clinton). The incoming Democrat will be given credit for "saving" New Orleans even before they take office in January.
Partly it’s because New Orleans has always been tolerant of alternate lifestyles, and that resulted in many hate sermons from "pastors" and "reverends" who said NOLA was destroyed for our sins. After all, the bars don’t have to close, stores sell alcohol on Sundays, and there are even strip clubs – obviously New Orleans DESERVED to be visited by the Wrath of God. Right?
Partly it’s because of out-and-out racism. The video of looters helped cement any stereotypes people elsewhere might already have.
Partly it’s because people think New Orleans is only about Jazz, Mardi Gras, and Bourbon Street. They don’t realize NOLA is an essential element of the USA’s critical national infrastructure and it CAN’T be moved. They also seem to think New Orleans is only the French Quarter (10 blocks by 13 blocks) and don’t realize it is a metro area with a population well over a million.
Partly it’s because of the awful performances by ex-Governor Blanco and Mayor Nagin. No one likes a loser. In this case, twin losers.
also
New Orleans is not below sea level. Most of the city and metro area are above sea level and the parts below are usually only a little below SL.
New Orleans is NOT prone to being hit by hurricanes and – despite at least one answer – has NOT been repeatedly flooded. The last hurricane to strike the city before Katrina was Betsy in 1965, which did not flood the city-proper. Before that was a storm in 1947 (hurricanes weren’t named until the 1950s), which also did not flood the city-proper.
New Orleans had a very high rate of flood insurance coverage at the time Katrina hit – one of the highest in the nation. I don’t know where this idea that "no one in New Orleans had insurance" comes from, but I see it all the time.
Katrina was the most powerful storm ever recorded to strike North America. It would have flooded any coastal city, but it happened to hit New Orleans.
Nowhere is without risk. New York, Baltimore, & Miami are much greater risk from hurricanes than New Orleans. Los Angeles and San Francisco have been rebuilt after multiple earthquakes. The Midwest is hit by tornadoes every year. Seattle has to worry about volcanoes and even Tsunamis. Florida is hit by hurricanes almost every year. And so on – but somehow ONLY New Orleans is "unworthy" of being rebuilt.
Go figure.
My long-term bue has Cystic Fibrosis, which causes him to have severe lung problems. Due to that medical issue, he cant travel- so guess who has to. I live a whopping 1,495 miles away from him- I live on a coast, he lives in tornado alley. 6 hours total flight time in an airplane at minimum. So now that you have the idea, lets continue. I am a senior in HS, and looking at colleges. I have no college fund, so when i found out that I got a scholarship for completely 100% free coverage for any state university, I was darn pleased with myself. But he wants me to go to college down there, so we can be together. the thing is though, I don’t know if I want to move down there and lose my health insurance, possibly to not even get a single scholarship! (I plan on going in for a sculpting major) So he cant move up here- he’ll die, thats a fact. But i don’t know if i could support myself down there. He gets extremely upset whenever i mention college up here. Id love to go down there, but I don’t want to incur a lot of debt. Not to mention I’m the one leaving my entire family, life, and my best friend behind. Any suggestions?
We had a really great windstorm here three days ago. (Might have been a mini tornado) My neighbor had a very large pine type tree in her backyard, about 50 ft tall or so. The tree was blown down in the storm, breaking off the trunk about 10 ft .from the ground. Luckily the tree fell back away from all houses around, but did land in three neighbors yards (not mine, tho.) Did some damage to one neighbor’s garage roof. My question is, who is responsible for the damage? Who pays for taking the tree away? (ironically, nothing but the trunk is left in my neighbor’s yard!). I’m just curious about this. My neighbor is a good person and will no doubt cover any expenses incurred, but I was just wondering who’s insurance covers what, etc.
They won’t LEAVE. WHAT can I DO? HELP!!!!!?
My mother and brother came to live with me two years ago after a tornado destroyed their house in another state.
Since then, my husband left for another woman 9 months after they arrived and they are driving me nuts so much that I wish that I could leave.
My brother wakes up all hours of the night. He is 44 years old and hasn’t had a job in 10 years. He is walking around and wakes me up.
My mother is negative and controlling and always sounds as if she will beat you if you don’t do what she says. She is 76. My kids are afraid of her.
I lost my job but I got the house in the divorce so I don’t have anywhere to go because I can’t afford to now.
She follows me around and listens to my phone calls. I once went out in the backyard for some privacy and I found her in the back bathroom listening through the window.
She keeps saving things lie all the little yogurt cups and when i ask her to not do that or simply throw them out, she acts as if I have hot her.
It is not Alzheimers or anything. She is perfectly capable of doing what she wants to do.
I have asked them to leave, I have given them a deadline to leave and they won’t. They have insurance money to rebuild but they keep coming up with excuses.
She does the "I never thought that my daughter would treat me this way" whine when I have had enough and absent myself from the house.
I am losing my mind. What can I do? Has anyone ever had the police come and put their mother out? I can’t make myself do that anyway.
A tornado ripped through my neighborhoos augst 19th. I called to report a claim. The main thing was a tree toppled lines that pulled the power mast from my house.
I spoke to the adjuster a day later, then he was at my house another day later, but didnt bother to knock on my door, so I didnt eget to meet him.
I had to make multiple phone calls a week later to see if he came or not. Then another 3 weeks and more multiple phone calls, and he said he did have a ‘report’, but didnt email it to me for a week.
He suggested a contractor estimate since the siding was damaged. I have old asbestos siding in a weird wood grain/vertical stripe pattern I had multiple contractors out who said this pattern is nowhere to be found. Then didnt heaar from them again for a month and the contractor i chose couldnt get ahold of anyone. Turns out my adjustor was out of town. I was very upset, they assigned a new adjustor, and one day when I was coming home from work, she and my contracotr were at my house (without bothering to tell me) to get a sample of the siding she could mail in for analysis and a match up.
Now they are saying there is a match ("reasonable), but the pattern is totally dissferent. They say all they have to do is provide a reasonable match. I live in MN, a matching state.
Now they just emailed me this estimate, to repair the back siding with the match, and about 150.00 foreach other side of my house to paint. (who is going to do it for that??) Then they have the total amount, LESS DEPRECIATION (can they do this?) less the deductable, and said a check for 2,000 is on its way. I cant get it repaired for that, and I dont agree it matches!!! I dont want my back different rom the rest of the house!
Plus they skimped on the fence repair cost, didnt include the gate, and didnt include my compost bin, ect that was also damaged. They are impossible to get ahold of and argumentative. My insurance agent isnt helpful much either. He never bothered to call me back after I reported this. HELP!!
A tornado ripped through my neighborhoos augst 19th. I called to report a claim. The main thing was a tree toppled lines that pulled the power mast from my house.
I spoke to the adjuster a day later, then he was at my house another day later, but didnt bother to knock on my door, so I didnt eget to meet him.
I had to make multiple phone calls a week later to see if he came or not. Then another 3 weeks and more multiple phone calls, and he said he did have a ‘report’, but didnt email it to me for a week.
He suggested a contractor estimate since the siding was damaged. I have old asbestos siding in a weird wood grain/vertical stripe pattern I had multiple contractors out who said this pattern is nowhere to be found. Then didnt heaar from them again for a month and the contractor i chose couldnt get ahold of anyone. Turns out my adjustor was out of town. I was very upset, they assigned a new adjustor, and one day when I was coming home from work, she and my contracotr were at my house (without bothering to tell me) to get a sample of the siding she could mail in for analysis and a match up.
Now they are saying there is a match ("reasonable), but the pattern is totally dissferent. They say all they have to do is provide a reasonable match. I live in MN, a matching state.
Now they just emailed me this estimate, to repair the back siding with the match, and about 150.00 foreach other side of my house to paint. (who is going to do it for that??) Then they have the total amount, LESS DEPRECIATION (can they do this?) less the deductable, and said a check for 2,000 is on its way. I cant get it repaired for that, and I dont agree it matches!!! I dont want my back different rom the rest of the house!
Plus they skimped on the fence repair cost, didnt include the gate, and didnt include my compost bin, ect that was also damaged. They are impossible to get ahold of and argumentative. My insurance agent isnt helpful much either. He never bothered to call me back after I reported this. HELP!!
A tornado ripped through my neighborhoos augst 19th. I called to report a claim. The main thing was a tree toppled lines that pulled the power mast from my house.
I spoke to the adjuster a day later, then he was at my house another day later, but didnt bother to knock on my door, so I didnt eget to meet him.
I had to make multiple phone calls a week later to see if he came or not. Then another 3 weeks and more multiple phone calls, and he said he did have a ‘report’, but didnt email it to me for a week.
He suggested a contractor estimate since the siding was damaged. I have old asbestos siding in a weird wood grain/vertical stripe pattern I had multiple contractors out who said this pattern is nowhere to be found. Then didnt heaar from them again for a month and the contractor i chose couldnt get ahold of anyone. Turns out my adjustor was out of town. I was very upset, they assigned a new adjustor, and one day when I was coming home from work, she and my contracotr were at my house (without bothering to tell me) to get a sample of the siding she could mail in for analysis and a match up.
Now they are saying there is a match ("reasonable), but the pattern is totally dissferent. They say all they have to do is provide a reasonable match. I live in MN, a matching state.
Now they just emailed me this estimate, to repair the back siding with the match, and about 150.00 foreach other side of my house to paint. (who is going to do it for that??) Then they have the total amount, LESS DEPRECIATION (can they do this?) less the deductable, and said a check for 2,000 is on its way. I cant get it repaired for that, and I dont agree it matches!!! I dont want my back different rom the rest of the house!
Plus they skimped on the fence repair cost, didnt include the gate, and didnt include my compost bin, ect that was also damaged. They are impossible to get ahold of and argumentative. My insurance agent isnt helpful much either. He never bothered to call me back after I reported this. HELP!!
Family won’t LEAVE. WHAT can I DO? HELP!!!!!?
My mother and brother came to live with me two years ago after a tornado destroyed their house in another state.
Since then, my husband left for another woman 9 months after they arrived and they are driving me nuts so much that
I wish that I could leave.
My brother wakes up all hours of the night. He is 44 years old and hasn’t had a job in 10 years. He is walking around and wakes me up.
My mother is negative and controlling and always sounds as if she will beat you if you don’t do what she says. She is 76. My kids are afraid of her.
I lost my job but I got the house in the divorce so I don’t have anywhere to go because I can’t afford to now.
She follows me around and listens to my phone calls. I once went out in the backyard for some privacy and I found her in the back bathroom listening through the window.
She keeps saving things like all the little yogurt cups and when I ask her to not do that or simply throw them out, she acts as if I have hit her.
It is not Alzheimers or anything. She is perfectly capable of doing what she wants to do.
I have asked them to leave.
I have given them a deadline to leave and they won’t.
They have insurance money to rebuild but they keep coming up with excuses.
She does the "I never thought that my daughter would treat me this way" whine when I have had enough and absent myself from the house.
I am losing my mind. What can I do? Has anyone ever had the police come and put their mother out? I can’t make myself do that anyway.
