I found this on an insurance site:
Collision coverage pays for damage to your car if you hit another object like a car or a parking lot light post. It also covers damage to your vehicle if it rolls over.

Comprehensive insurance pays for damage from vandalism, fire, flood, theft, tornado, and pretty much any other physical damage not covered by collision.

It also says that these two are both optional… lets say i take them both off… would that mean that If i get into a collision and i am at fault that my insurance will not cover my car and will not cover other persons car either? or will it cover his/hers but not mine?

also what if the other person was at fault?

Technorati Tags: collision coverage, comprehensive insurance, fire flood, insurance, parking lot, tornado, vandalism

My biggest apprehension about applying is the setting (ie, I’ve never lived in a town that small or, for that matter, tornado country). Not a far second on the apprehension list is the fact that it sounds like it might be a bit snobby. Literary nose-thumbing is okay, but stepping on the opportunity for experimentation is not.

How about the University of California Irvine? Anyone getting their MFA there?

Technorati Tags: apprehension, mfa, tornado, university of california, university of california irvine

I live near asbury park and last night at about 12:00 at night. The wind picked up i could hear it howling my windows started chattering then my bed started shacking and a lot of my pictures and stuff on my walls fell down at what seemed like almost the same time? I cant find anything on the news but i don’t know something happened. i don’t know what it was a tornado earthquake pocket of gas underground i have no clue so just trying to see if anyone else had this happen or heard anything. IF not well then i guess i will just forget about it and take it all as a really random coincidence thanks to all who answer and God Bless
well MY house is already blessed but that is funny. could it be something that happend in the ocean since i do live right on the beach

Technorati Tags: asbury park, clue, coincidence, earthquake, god, happend, tornado

Before a tornado strikes, the clouds turn a green color. The other month, there was a really bad storm at my house and it started to hail. I looked at the clouds and they were a sick green color. A few minutes later, a tornado hit.

So, why does the sky turn green before a tornado?

Technorati Tags: clouds, few minutes, hail, sky, tornado

this sounds stupid.. but when you see a swirling pile of leaves is it classed as a (sort of) tornado?? and in the uk do tornadoes ever touch down only i cant find a single video of a uk touchdown on youtube??

THANKS

Technorati Tags: pile of leaves, tornado, tornadoes, touchdown

muslims circling around the Kaaba in a counter-clockwise direction seven times?

http://www.bizton.com/sitebuildercontent/sitebuilderpictures/makkah0019.jpeg

ok we have seven heavens.

the solar system planets go counter clockwise motion around the sun.

http://www.calcuttahams.com/images/Solar_System.jpg

electronics moves around its nucleus in counter clockwise movement.

Hurrican and tornado rotate in counter clockwise motion as well.

http://www.waverly.k12.sd.us/Derek/hurricane.jpg

is there a relation between Islam and the universal movement?

Technorati Tags: hurrican, Hurricane, images, islam, k12, kaaba, muslims, nucleus, seven heavens, seven times, solar system planets, sun, tornado, waverly

Like this one

http://skywatch7.com/wp-content/uploads/2007/09/Elie-jpg.jpg

So my dream: I was at work (I work in a medical facility) and suddenly a tornado siren went off so I got my coworkers and shoved them inside a closet, I checked to make sure all the employees were hiding in closets and that all the patients were safe. So then I go into the closet too, my employess are singing "for she’s a jolly good fellow, for shes a jolly good fellow" for me since I put them in the closet of safety. Then real loudly through the over head speaker the song comes on by Paula Abdul something like- "straight up now tell me do you really want to love me forever–" Then the ceiling cracked and I looked out the closet door and I saw the legs of a camel, come through, and then it came all the way through, and Rosie O’ DOnnel was on the camel wearing a pair of black stretch pants and a odd looking vest (rambo style). I said "get in the closet, take my hand, you will die there is a tornado comeing" Rosie said she wouldn’t come in the closet unless her camel could fit too! She protested, but in my mind I could stand to see her die so I punched her and threw her in the closet and said "YOUR CAMEL TOE BARELY FITS IN THIS CLOSET LET ALONE YOUR REAL CAMEL, BE HAPPY THAT I SAVED YOUR LIFE" I then rode off into the storm on Rosie’s camel and then I woke up…………………………………Anyone have weird dreams last night???

Technorati Tags: black stretch, camel toe, closets, coworkers, jolly good fellow, legs, life quot, medical facility, paula abdul, rambo style, rosie o donnel, siren, stretch pants, tornado, vest, weird dreams

i mean 73 mph forward ground speed

Technorati Tags: ground speed

Their colors are showing. I mean Exxon, Texaco, BP et al. First Hurricane Dean isn’t here yet and the Texas coast is paying 20-cents more per gallon than it was last week. Such compassion, such civic responsiblity — this price banditry is the hallmark of big oil. Remember Katrina. Same thing.
Space493: Greetings. No conspiracy. Just business as usual. Nationalize them all I say. The nation’s economy is more important to we the people of America than making a few New Jersey fat cats fatter.

Technorati Tags: bp, colors, compassion, conspiracy, dean, economy, exxon, fat cats, greetings, hallmark, hurricane dean, responsiblity, texaco

I am sick of California and all of the fake people that live here… I want to be out in the country. I have done lots and lots of research and would love to move to Tennessee right away, but I have to convince my parents… They say there are things to consider first like the culture shock, the weather, etc. If we did move there however, we would move to middle or east TN because we’ve heard that there is a higher chance of tornadoes in west TN. ALSO, I will be going to college in a year and I am planning on going to UTK so if we did move it would have to be near the university. Can someone who lives in TN please tell me what the weather is like all year round, what the culture is like, how it may be different from CA, gas prices (ha), average income, average house cost, etc…. THANK YOU IN ADVANCE c:
Thanks Amy W! You were a really big help!

Technorati Tags: average income, culture shock, gas prices, going to college, parents, tennessee, tornadoes, weather

I know, chocolate phones are horrible.
My charge port just broke so I can’t charge my phone.
I have over 100 pictures of our town’s tornado damage so they’re kinda more than just pictures to me.
Can I still get my pictures off of it or would the USB cord have to go in that spot on my phone?
Is there anyway I could put it on a memory card or have Verizon get my pictures off?
Please help!
i can’t really keep my phone on long enough to send over 100 pictures to my e-mail.
once it dies it dead for good so i’d rather not even waste the time…

Technorati Tags: chocolate, e mail, memory card, tornado damage, usb cord, verizon

Building Designers and Regulators have a new Associate in the privelages of carrying Errors and Omissions Insurances.

I have never heard of a Realtor having the Authority to make Structural Engineering decisions before, but that is what Errors and Omissions Insurances cover, structural failures of buildings, etc; in tornados, hurricanes, earthquakes, etc.

My understanding of why the Congress and Federal Government approved this shortly after hurricane Katrina, was so that the Realtors would inform the prospective and buying Public about the dangers from floods, tornados, hurricanes, earthquakes, wildfires, and what is good insurance coverage types for them!! I have talked to several ealtors who now carry this type of insurances, but still refuse to assist with my questions on disaster preparedness. Are these Realtors not being honest with us?
Response to first 3 answers:

So, you are protected from being sued for your mistakes when my house gets whacked by a tornado/hurricane/earthquake, right?

That is what Designers, Regulators, and Builders are covered against.

Do you care or want to improve the building frames, so that they won’t get destroyed by these high/heavy stress events? Why would you? YOU are covered against ME, but my PROPERTY is NOT COVERED against ANYTHING, get it?

It is my PROPERTY, my buildings and structures that I want improved, not your escapes from responsibilities, accountabilities, and desires of improving YOUR PRODUCT!!

I have friends who have DIED from defective buildings, and I want them back!! Does your insurance assist with my American Dream? I have friends who are in high risk areas of the Country, does your insurances help them with THEIR American Dreams? HELL NO!!!

YOU get to watch YOUR CUSTOMERS DIE, and then turn around and SELL more of them the EXACT same defective CRAP!!
Towanda; I GET IT, I’m CONVINCED YOU DON’T!!
Dawni Do Right;

THE only "right direction" is BETTER BUILDING FRAME SYSTEMS, that IMPROVE the BUILDINGS!! NOBODY in the COUNTRY wants to hear of any cosmetic/aesthetic/green technology "SOLUTION" to tornados, hurricanes, earthquakes, floods, or wildfires!!!!! WE are sick and tired of the runaround you are so experts in, that does NOTHING to better PROTECT OUR FAMILIES and PROPRTIES!! WE WANT TO HAVE TORNADO-PROOF BUILDING FRAMES, FIRST, THEN all your fluff and stuff cosmetics!!
acermill;

The ILLEGAL actions about Error and Omissions Insurances, is that it is a ONE SIDED sold coverage!! What I mean is, that I have contacted each and every Error and Omissions, Insurance Company, as a BUYER of Real Estate, and CANNOT BUY, I repeat, CANNOT BUY, error and omissions coverages/policies, because I am BUYING, NOT DESIGNING the buildings and structures on the real estate properties that I am interested in purchasing!! If you, the cities, and the designers can purchase coverages as you explain, ALL Citizens legally have the same RIGHTS, under the U.S. Laws!! Basically, if you can be covered against me, I can be covered against you!! That is not happening currently, and that makes this Nation a non-Democratic and Free Country!! It is against the Constitutions and Laws of each State, also!! The Law is being broken by those who are CHOSEN by the INSURANCE CONPANIES to be able to carry such "prestigious" types of insurances, unfairly to one side of an issue. GET IT?
Sue, what makes sense about Errors and Omissions Insurance is that it is nothing more than a prestigios CLUB Membership, like the Moose Lodges, Vetrans of Foreign Wars, Elks. Fraternal Brotherhood of Police, the American Institute of Architects, and so on. There is absolutely no value other than being a member of a Club, when you or your Company "joins up" by purchasing the E & O Policies. They serve no other purpose, get it?

Make Sense?

Technorati Tags: accountabilities, american dream, american dreams, building designers, coverage types, disaster preparedness, ealtors, earthquakes, escapes, floods, frame systems, hurricane katrina, hurricanes, insurance coverage, privelages, right direction, risk areas, stress events, structural engineering, wildfires

Won’t this cause the warm air in the hurricane to be pushed out and soon dissipate? Just curious. Cuz it’s in the 30’s here at night, but 70’s during the day. There is a hurricane developing South East heading my way.
Ahh see I’m so smart, I just wanted to see if my thoughts were right. Thanks all!

Technorati Tags: Hurricane

i need something that relates to this statement:
In a whirlpool, water moves in a pattern called a vortex. A vortex is created when water or air moves rapidly through a small opening.

1)Explain the relationship between a tornado and vortex.

this is a completl,ey differnt quetion. see i have to do a scienc project with a partner. we already startd but didnt finish so i need help answering these question. we took 2 2 liter pepsi bottles aand empties them. then poored water with food coloring in one bottle and taped the bottles together and when you turn it upside down it makes a tornadoe thingy. so i have to answer these questions. please help with whta you can., i did the other ones but these make me confused whith the high pressure and low pressure and w.e.

2)Explain how draining from a bathtub simulates a vortex.

3)What types of weather patterns might cause the formation of a vortex?

thankxxxxxxxxxxx. and can u help with a place where i can get info. gracias!!!!=]
in case ur wondering what im talking about look at this link

http://www.bayoffundy.ca/media/TornadoTube.JPG

In the atmospheric low pressure might get trapped beneath an area of high pressure. The low pressure then will find a weak spot and move up through the high pressure area, as it moves upward the air takes out a violent, vortex action. This is a tornado. Explain how this is different from what actually happened in lab today with your water in the bottle.
(lab as in the experiment with the bottles)

Technorati Tags: air moves, bathtub, case ur, differnt, food coloring, liter, other ones, pepsi, pepsi bottles, relationship, scienc project, tornado, vortex, water moves, weak spot, weather patterns, whirlpool

What are the "safety shelters" along rural highways in Pennsylvania and Maryland (and probably other places) supposed to protect you from? They are the things that are all steel, roughly 7′x7′x7′ with an open front facing the road and some have a billboard on the side and/or a "safety shelter" triangular sign on top. Some are only a few hundred feet from each other, others are several miles apart. Is it supposed to be for people walking in the middle of nowhere if there’s a tornado or thunderstorm? They aren’t underground, so I’d probably rather stay in my car if the weather got severe and I was driving out there. Or are they cold war relics or something? They look to be like 50 or so years old.

Technorati Tags: billboard, cold war relics, highways, pennsylvania, safety shelter, several miles, thunderstorm, tornado, triangular sign, weather, x7

Has any one ever seen or took shelter from a real tornado?

If yes than please give a brief description of the following:

When did it happen?
Where were you?
In what kind of stricture were you in?
What did you see?
What did you hear?
What kind of damage did you receive?

I am asking these questions for a friend.

Thank You

Technorati Tags: brief description, tornado

I know it sounds like a strange question, but I have not been able to figure this one out! Can someone please help me? If you have links to answer such a question, even better.

Technorati Tags: strange question

I just moved here with my parents and we’re having a pretty loud thunderstorm with a lot of lightening.

are tornadoes frequent here? It seems a bit cold for one… (It was a bit humid, but chilly today. had to wear a sweater.) but I don’t know anything much about Michigan weather except they get a lot of snow.

Technorati Tags: loud thunderstorm, michigan weather, parents, tornadoes

My husband has family in Leeds, and he saw on bbc.co.uk that there was a tornado on 15/9??
We can not view the video or any link because its restricted to UK persons only, and we live in the states.
And there is a 5 hr time difference so calling is difficult, because we work during the day.
Can someone fill us in please??

Technorati Tags: bbc, hr time, leeds, time difference, tornado

I’m hoping to get a science wiz to answer this question, so here goes:
What I hean is: if the next Ice Age were to happen, is that how it might start?
Could the temperature drop at such a radical rate?
Could there be multiple storms of that size formed at once?
Could Tornadoes touch down in California? Etc.
Could any of this happen?

Technorati Tags: next ice age, science, storms, temperature drop, tornadoes

I saw a picture of the twister in the old wizard of oz movie and desperately need to find it for a christmas gift. It is a print in sienna color(not black and white). It is fairly large and there is a small house in the backround. I have been searching forever and decided to look her for some answers. If anyone has any ideas PLEASE let me know!

Technorati Tags: backround, christmas, christmas gift, twister, wizard of oz movie

What type of natural disaster of equal to that of a hydrogen bomb?

Equal as in most destructive to a specific location, and most fatal to population.

10.0 Earthquake? F5 Tornado? 10 Degrees of latitude Hurricane? Volcanic Eruption? Mega Tsunami? Meteor?

Technorati Tags: earthquake, Hurricane, hydrogen bomb, latitude, mega tsunami, meteor, natural disaster, population, tornado, tsunami, volcanic eruption